Snuggle-Up! and Blog

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You're Invited to a Night of Fun and Frivolity!

For a Night of Fun and Frivolity, please join us at one great event! Location? Colorado Springs, CO. Oh, and bring a friend, or two.

Colorado Springs National Associaton of Hispanic Real Estate Professionals is a little over a year old now. We were established in the summer of 2007, and our first board was elected and has served a full year. It's time to elect and install new board members. We delight in all that have participated in the last year, and their continued participation and look forward to building on that foundation and growing bigger in 2009.

 

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Marianne Snygg, GRI, ABR, ASP
Broker Associate
Herman Group Real Estate

Colorado Springs and Monument Real Estate

2 commentsMarianne Snygg, ABR, ASP, GRI • November 24 2008 10:31AM

Visiting Colorado?

Planning a Visit to Colorado?

It should be on your list of things to do soon. Colorado is one of the most beautiful states in the U.S. There's everything to do and at the same time, places to relax.

Hiking? Skiing? Snowmobiling? Swimming?

There's so much to do in Colorado, in every season. There are hiking trails everywhere! Even in residential areas there are hiking trails running thru the neighborhoods.

Skiing in Colorado is famous. Everyone either skis or snowboards. And not all the ski areas are in Vail and Aspen, where prices are over the top. Local to where I live is Cooper Mountain. Prices start at $60/night for lodging.

Another really great ski area is Winter Park. In the Winter Park area are several ski resorts with numerous lifts, some for the gentle skiier and some for the max skiier! Mary Jane is one of the ultimate ski resorts. Also, Winter Park is on the west entrance to the Rocky Mountain National Park.

        

These photos are of some of our trips into The Rocky Mountain National Park. The one on the right is a a moose in the meadow on the west side of the park. You can snowmoblile in the National Park on the far southwest side. There are groomed trails, well marked and away from homes and people.

Fall in the Park is beautiful. Some of the Aspen have dropped their leaves and some are still yellow. Below, waiting in line for the lift at Cooper Mountain. Everyone gets into skiing!

Swimming at Lake Granby. The lake freezes in the winter, and still isn't very warm in the summer.

Colorado Springs

I live in Colorado Springs, it's one of the most beautiful cities in Colorado. Here's a photo of one of our gorgeous sunsets behind Pikes Peak. Just about every home in the area has a great view of Pikes Peak or the Front Range.

In the Springs, the mountains are on the west side and everything in the east just flattens out to Kansas.

Besides beautiful sunsets, we also have glorious rainbows and unusual cloud formations.

This photo was taken in Colorado Springs during a most unusual storm. It never rained, but the clouds were absolutley remarkable.

Every snow fall is beautiful in Colorado. Unlike the east and midwest, Colorado snow melts between snow falls. It always looks like the very first snow fall of the season.

 Like Gambling? Try Cripple Creek

There are quite a few casinos in Cripple Creek. Each of the casinos have good deals on meals. And the table minimums are better than Las Vegas.

 

This is a photo of the narrow gauge railroad that runs frequently, out and back. Gorgeous views to be had...but bring your jacket, the coaches are open air, and breeze.

This photo is looking down main street. The casinos are on both sides, they are in the old buildings and look regular main street buildings.

So, if you're planning a trip to Colorado this summer or winter, and you should, be sure to enjoy all the lovely scenery and sights to be had!

Later, a post on local things to do in the Colorado Springs Area. Covered will be Garden of the Gods, Manitou Springs, Pikes Peak Cog Railroad, American the Beautiful Park, and the lovely Victorian's in the downtown area.

To see all listings in the Colorado Springs area, and El Paso County, click here.

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Marianne Snygg, GRI, ABR, ASP
Broker Associate
Herman Group Real Estate

Colorado Springs and Monument Real Estate

6 commentsMarianne Snygg, ABR, ASP, GRI • November 21 2008 05:47PM

Trouble Understanding Twitter???

Still Having Trouble Understanding What Twitter Is?

Twitter is a social network. Everyone when first presented with Twitter doesn't get it!
 
The point to it is to meet people, to let them get to know you, to widen your sphere, to close business. If you get into Twitter, you'll meet lots of people, some of whom are also on various blogs, which you’ll want to follow. Eventually, you can schedule a meeting with all your local Twitterers for coffee, or drinks, and conversation. This is called a Tweet-up. This activity is expanding your sphere, and with that you might just close some transactions.
 
If You Love Active Rain
 
If you like the interaction you get on Active Rain (AR), then you'll enjoy Twitter. The differences between the two is that with Twitter you have to do it in 140 characters or less, and, here’s the important part, Twitter is open to any and everyone, not just real estate professionals. There in lies the business. Twitter feeds into your funnel.
 
Social Networking
 
 
There are a lot of Social Networking sites on the web. And some people I have personally met, are actually doing business from it them. A lot of the social networking sites are blogs, like AR. AR is free, and is a really great place to start blogging. Facebook (FB) is another social networking site that is free. LinkedIn, also free, is a site designed to help you link-up with people. LinkedIn is like that game, Six Degrees of Separation, or the Kevin Bacon game. Are you familiar with that? My Space and YouTube are also socal networking sites. My Space is a site for personal promotion. YouTube, you will find as you become more experience is helpful in blogging.
 
There are many free blogs, besides AR, that you or anyone else can set up, i.e., WordPad, or my favorite, because of easy of use, is Blogger. Check these out, read a few of them, you can even subscribe to some of them, having it delivered directly to you email inbox, or in reader, like Google Reader. A nice aspect about these blogs is that you can have your blog feed to FB, Twitter and others, reaching many more people than those that regularly read your blog.
 
 
 
Where to Start? 
 
 
How do you use these social networking sites? Participate in AR and grow a following. Then populate LinkedIn, by adding as many people as you can to your site. Wshile therem identify your blog so your friends and collegues will know about it. Then, move as many of these people as possible into Facebook, where your blog is automatically uploaded. And, finally, post it to Twitter. After you have local followers and established yourself, schedule the Twitter-up. Ypu'll be meeting with locals that already like you because you have been "talking" with them on the internet, and posting stuff about your business and yourself for a while now.
 
Important Warnings
 
  • If you don’t like writing, then blogging probably isn’t for you!
  • If you do decide to blog, you'll need to drive traffic to your sites.
  • When you do become active in these social networking sites, you’ll want to just be yourself. Share with others, and read what others are saying. Participate as you do in your current sphere of influence using common sense, Golden Rule interactions.
 
More Reading on the Topic
 
There's a book that's just come out that might help you. The name of it is Tribes, the author is Seth Godin. It's about leadership, but it also talks about Twitter, and how everyone on Twitter is a leader and how to get more followers and widen your funnel.
 
Helpful?
 
I hope this has been helpful to you. I'm sure there are aspects of social networks I left out that you will discover for yourself or by reading other blogs. Remember to have fun and not to stress over any of it.

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Marianne Snygg, GRI, ABR, ASP
Broker Associate
Herman Group Real Estate

Colorado Springs and Monument Real Estate

9 commentsMarianne Snygg, ABR, ASP, GRI • November 20 2008 02:48PM

Debt Consolidation

Debt Consolidation

This time a year, we often find ourselves realizing that in the spirit of generosity toward our family and friends we’ve spent more than we earn.
This is where one might consider debt consolidation. Consolidating bills is when you acquire a singular debt in order to pay off your various bills. By doing this, you combine all of your debts with their varying interest rates, into one balance with a single interest rate. So, if you have some bills that have higher interest rates, you can eliminate the compounding interest by consolidating into a lower or no interest rate. Another perk to consolidating is how it simplifies your life by having only one payment at one time of the month vs. having many payments at several times of the month.
Options for Consolidating
Be sure you factor in the cost of fees, find low rates and pick a short term loan. These tips will ensure that you don't end up spending more by consolidating.
  • Refinancing your home mortgage - using the equity to pay off bills is very appealing, however the cost to refinance should be considered, especially if you aren't getting a better rate on your mortgage.
  • Home equity loans/lines of credit – this form of consolidating can be used with little or no fees. The rates tend to be higher, but for smaller amounts this can be a less expensive option in the end.
  • Personal loans – the rates still beat high interest credit cards and the loan doesn’t show up on your credit report.
  • Consolidating high interest debt first - consolidate part of your debt by paying off the accounts with the highest interest rates. For example, student loans often offer very low interest rates, so perhaps focus your attention on other higher interest rate bills to consolidate in order to get ahead.
  • Credit Cards - consolidate your debt onto a single 0% interest or low interest credit card and then make double payments to ensure you're paying down the principle of your credit card debt. Negotiate with your credit card companies to find the lowest rate.
Consolidating your debt is an opportunity to realize how important it is to live within your means and become more financially savvy in the process.
For more information on debt consolidation visit:
 
Keep yourself abreast of financial news by visiting
 
 
 
 

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Marianne Snygg, GRI, ABR, ASP
Broker Associate
Herman Group Real Estate

Colorado Springs and Monument Real Estate

0 commentsMarianne Snygg, ABR, ASP, GRI • November 17 2008 11:49AM

Month of October in Maine, with Photos!

Wicked Maine!

My husband and I took a little time to visit Wicked Maine...Lobsters, Clam Chowder, Oceans, Inlets, Antiques...what a great time we had. Here are some photos of wicked Maine!

This is the Portland Head Light...probably the most photographed lighthouse in America.

This photo is of the colorful vegetation in the rocks below the Head Light.

The grounds around the Head Light are just gorgeous! Did you notice the compass rose?

Here the Head Light from the north side.

This was taken from the new bridge overlook and the hamlet across the river is Bucksport. Beautiful!

Here's a shot of the bridge from the overlook. I hate heights

 

One day we had fog, all day. This is a shot of Camp Ellis boat ramp.

Sun Rise at Camp Ellis. Magnicificant! And for this Colorado gal, it was really early in the morning!

We had a fantastic time. I would love to live there all year round. Lobsters, the Ocean, inlets, wicked cool! Have you been to Maine? Or are you lucky enough to live there??? If you're a realtor there with a good deal...call me! LOL

 

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Marianne Snygg, GRI, ABR, ASP
Broker Associate
Herman Group Real Estate

Colorado Springs and Monument Real Estate

26 commentsMarianne Snygg, ABR, ASP, GRI • November 15 2008 07:02PM

El Paso County Listing and Sales Summary, October 2008

EL PASO COUNTY
LISTING AND SALES SUMMARY

October 2008

                                                       All Homes                                                   Existing Homes  
MONTHLY SUMMARY                    
    Sept 2008 Oct 2008 % +/- Oct 2007 % +/-   Sept 2008 Oct 2008 % +/- Oct 2007 % +/-
SINGLE FAMILY/PATIO HOMES:                  
  New Listings 1,315 1,302 (1.0) 1,514 (14.0)   1,217 1,210 (0.6) 1,368 (11.5)
  Sales 734 649 (11.6) 723 (10.2)   674 585 (13.2) 657 (11.0)
  Ave. Sales Price $239,385 $230,012 (3.9) $243,160 (5.4)   $225,121 $216,759 (3.7) $227,594 (4.8)
  Median Sales Price $200,000 $189,000 (5.5) $205,000 (7.8)   $194,500 $181,500 (6.7) $199,900 (9.2)
  Total Active 6,030 5,841 (3.1) 6,470 (9.7)   5,346 5,167 (3.3) 5,632 (8.3)
                         
CONDO/TOWNHOMES:                      
  New Listings 201 166 (17.4) 167 (0.6)   154 146 (5.2) 148 (1.4)
  Sales 99 83 (16.2) 105 (21.0)   79 69 (12.7) 86 (19.8)
  Ave. Sale Price $151,296 $149,204 (1.4) $154,737 (3.6)   $135,397 $146,128 7.9 $144,996 0.8
  Median Sale Price $142,500 $132,000 (7.4) $139,900 (5.6)   $134,000 $118,297 (11.7) $128,000 (7.6)
  Total Active 941 889 (5.5) 1,036 (14.2)   727 689 (5.2) 793 (13.1)
                         
CUMULATIVE YTD SUMMARY                  
      Jan-Oct 2008   Jan-Oct 2007 % +/-     Jan-Oct 2008   Jan-Oct 2007 % +/-
SINGLE FAMILY/PATIO HOMES:                  
  New Listings   15,936   18,525 (14.0)     14,775   16,925 (12.7)
  Sales   7,345   8,685 (15.4)     6,651   7,762 (14.3)
  Ave. Sales Price $241,752   $260,618 (7.2)     $230,071   $247,211 (6.9)
  Volume   $1,775,668,440   $2,263,467,330 (21.6)     $1,530,202,221   $1,918,851,782 (20.3)
                         
CONDO/TOWNHOMES:                    
  New Listings   2,278   2,640 (13.7)     1,874   2,242 (16.4)
  Sales   964   1,280 (24.7)     766   1,009 (24.1)
  Ave. Sales Price $159,790   $175,239 (8.8)     $146,963   $160,572 (8.5)
  Volume   $154,037,560   $224,305,920 (31.3)     $112,573,658   $162,017,148 (30.5)

 Based on information from the Pikes Peak REALTOR® Services Corp. (RSC), for the period Sept 2007 through Oct 2008.  RSC does not guarantee or is in any way responsible for its accuracy.  Data maintained by RSC may not reflect all real estate activity in the market.

 

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Marianne Snygg, GRI, ABR, ASP
Broker Associate
Herman Group Real Estate

Colorado Springs and Monument Real Estate

0 commentsMarianne Snygg, ABR, ASP, GRI • November 14 2008 08:46PM

Things Have Been Very Different...

Things have been very different lately. Life has been just a little hectic and unsettled. My sweet husband has had "plumbing" problems with the arteries that feed his heart for almost 20 years now. And things have finally come to a point where it was recommended that he have heart bypass surgery done.

His surgery was Thursday, and today is Monday. Well, what a terrible ordeal. It's not something one would do if they didn't have to. (Which tells me that I really don't need the stomach bypass done!) After surgery, he went intoICU for a couple of days, but now he's in the Cardiac Care Unit. Everyone on this floor is having some kind of trouble with their ticker or their plumbing. Scary.

The good news is he's mending. It's a slow process, but he's on his way. But, the effect this has had on me has been tremendous. I haven't had the same routine and probably won't for quite a while. My blogging has had to take a back seat, and I only get a few minutes to Twitter. I do check my email morning and night. But that's about 1/6th of what I used to do.

And I wouldn't change a thing. I'd rather be in the hospital, sitting with him and helping him anyway I can, than working up leads, or out with a client! I miss him and am ready for him to come home!

How about you? Have you undergone a life altering event? What do you do when life takes another path?

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Marianne Snygg, GRI, ABR, ASP
Broker Associate
Herman Group Real Estate

Colorado Springs and Monument Real Estate

8 commentsMarianne Snygg, ABR, ASP, GRI • November 10 2008 03:54PM

October Sales Data for Monument, CO

Typical Monument Home

Here's October Sales Date for solds in Monument, CO for the month of October, 2008.

MLS No.

Address

PT

FLR

Br/Ba/Gr

SqFt

CDOM

Sold Date

List Price

Sold Price

504479

267 Glenway

Single Family

Tri-Level

4/3/7

2922 

78 

10/29/2008

$185,000

$180,000

427352

1271 Paula CR

Condominium

2 Story

3/3/1

1782 

69 

10/24/2008

$185,000

$175,000

477559

56 Misty Creek DR

Single Family

2 Story

4/4/2

2055 

105 

10/30/2008

$235,000

$228,000

456280

801 Meadow LN

Single Family

Ranch

3/2/2

2952 

93 

10/29/2008

$249,500

$237,500

437065

236 Oxbow DR

Single Family

2 Story

4/3/3

3055 

76 

9/2/2008

$274,900

$265,000

540260

920 Lake Woodmoor DR

Single Family

1.5 Story

3/2/2

2277 

299 

10/24/2008

$313,900

$306,900

545356

19325 Spring Valley RD

Single Family

Ranch

4/2/6

3316 

107 

10/29/2008

$340,000

$310,000

547520

427 Whistler Creek CT

Single Family

Ranch

4/4/3

3169 

41 

10/24/2008

$416,032

$400,362

573622

111 Boundary RD

Single Family

Ranch

5/4/2

3874 

139 

10/24/2008

$425,000

$385,000

530917

645 Celtic CT

Single Family

2 Story

4/5/3

3890 

27 

10/21/2008

$475,000

$475,000

579544

3175 Schilling AV

Single Family

Ranch

5/4/3

6032 

182 

10/17/2008

$625,000

$560,000

583436

16181 Timber Meadow DR

Single Family

2 Story

5/4/3

5039 

148 

10/17/2008

$819,878

$739,500

It looks like the "blood-letting" has subsided. Agreed upon prices seem to be holding their own! (Except in the cases of homes on the market more than 100 days.)

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Marianne Snygg, GRI, ABR, ASP
Broker Associate
Herman Group Real Estate

Colorado Springs and Monument Real Estate

0 commentsMarianne Snygg, ABR, ASP, GRI • November 02 2008 08:05PM